In Western Jutland you will find jobs and good housing

Bankkonto/Dankort

When you have an annual income in Denmark, your employer must transfer your wages to your bank account. You can use a foreign bank account, but often a fee covering a transfer of money abroad will be charged, so instead you can open an account in a Danish financial institution (bank or savings bank).

To become a customer in a Danish bank you need to produce proof of identity, i.e. a passport, a driving licence etc. You must also bring along proof of address in Denmark, e.g. a rental contract, the yellow health insurance card, or your Civil Registration Number. Some banks would also like employment verification from your Danish company.

When you have obtained one or several bank accounts, you must register one of the accounts as your “NemKonto” account. This is the account, which the authorities subsequently will use, if you are entitled to a tax refund or entitled to receive public benefits. For more information in English click NEMKONTO.

 

 

Credit Card, Netbank, and Direct Debit

For your Danish account you can normally have a credit card which can be used in the shops and other places where you need to pay. In Denmark most people use a Dankort for payment, also for small amounts at e.g. the baker’s, and most grocery stores are also used to and willing to let you have a cashback of for instance DKK100, so that it is possible for you to have some cash. When paying you will therefore often hear the cashier automatically ask you: “for the exact amount or over?”.

When you have NemID you can also have online bank access to your account, so you can do private banking electronically. Besides, you can have a direct debit arrangement, so that your bills will automatically be sent to and paid via your account.

MOBILEPAY, so you can send and receive money via your mobile phone, is also an option. The bank can give you further information about these and any other offers they might have.

The bank can also help you set up a budget and assist you in estimating what you can afford to buy if you e.g. want a house at some later point.

In Ringkøbing-Skjern Municipality there are several local financial institutions. Ask for instance your employer or colleagues about banking options.

 

Ioana and Sorin

 
Romanian Family:

We have been made very welcome

”We love our country, Romania, but we have also grown very fond of Denmark which has become our home,” says 37-year-old Sorin Ungureanu who - together with his wife Ioana and their two children - find themselves so much at home that in the autumn of 2017 they bought the house of their dreams in Borris. Borris is a town with approximately 800 inhabitants in Ringkøbing-Skjern Municipality – geographically the biggest municipality in Denmark.

“We have been living here since 2011 and our children are fully integrated in the local community and gradually, so are we. We have been made to feel really welcome in this town. People gladly help us and we are very happy about living here,” Sorin says whilst simultaneously smiling at Erling Søndergaard - one of the passionate locals who likes to give a lending hand. Erling has helped the family with the purchase of their house, and as a friend of the family he joins our conversation as to why Sorin and Ioana came to Denmark and what it is like for a foreign family to move to Ringkøbing-Skjern Municipality.

”We are also happy having you here. We can tell that you like being here, and you have also done a great deal to become a part of the community,” Erling points out referring to the fact that Sorin among others has been active in leading a father-child gymnastics team and a table tennis team in town.

Ioana und Sorin - Read the full story here

 

Charlotte and Ian

 
Danish/English couple:

Wish of living the good life

”Above all, we just wanted to be together and live the good life. We love being together” says the Danish/English couple Charlotte and Ian Coles who have settled down in an idyllic old farm house at Kloster, halfway between the Ringkøbing Fjord and the Stadil Fjord and close to the town of Ringkøbing.

It is not surprising that the couple had a wish of the good life in peaceful surroundings with lots of nature. Ian was a Major in the British Army, which meant the couple had moved around military bases in England and Germany for years. Ian had also been deployed close to the world’s war zones, leaving Charlotte alone and suffering months of deprivation during their first year in Ringkøbing-Skjern Municipality.

They bought the old farmhouse overlooking the Stadil Fjord in 2013, and Charlotte moved in full-time, while Ian could only come home as work allowed. But now the good life has really started as Ian retired this summer.

Ian is 48 years old and he has just landed a job with Vestas - the wind turbine manufacturer – as a Project Training Leader. 

Charlotte and Ian - Read the full story here