In Western Jutland you will find jobs and good housing

Bankkonto/Dankort

When you have an annual income in Denmark, your employer must transfer your wages to your bank account. You can use a foreign bank account, but often a fee covering a transfer of money abroad will be charged, so instead you can open an account in a Danish financial institution (bank or savings bank).

To become a customer in a Danish bank you need to produce proof of identity, i.e. a passport, a driving licence etc. You must also bring along proof of address in Denmark, e.g. a rental contract, the yellow health insurance card, or your Civil Registration Number. Some banks would also like employment verification from your Danish company.

When you have obtained one or several bank accounts, you must register one of the accounts as your “NemKonto” account. This is the account, which the authorities subsequently will use, if you are entitled to a tax refund or entitled to receive public benefits. For more information in English click NEMKONTO.

 

 

Credit Card, Netbank, and Direct Debit

For your Danish account you can normally have a credit card which can be used in the shops and other places where you need to pay. In Denmark most people use a Dankort for payment, also for small amounts at e.g. the baker’s, and most grocery stores are also used to and willing to let you have a cashback of for instance DKK100, so that it is possible for you to have some cash. When paying you will therefore often hear the cashier automatically ask you: “for the exact amount or over?”.

When you have NemID you can also have online bank access to your account, so you can do private banking electronically. Besides, you can have a direct debit arrangement, so that your bills will automatically be sent to and paid via your account.

MOBILEPAY, so you can send and receive money via your mobile phone, is also an option. The bank can give you further information about these and any other offers they might have.

The bank can also help you set up a budget and assist you in estimating what you can afford to buy if you e.g. want a house at some later point.

In Ringkøbing-Skjern Municipality there are several local financial institutions. Ask for instance your employer or colleagues about banking options.

 

Iwona and Jarek

 
Polish family:

Nature and good conditions for the children are crucial

It is first and foremost the good conditions for the children and the clean and beautiful nature that Iwona and Jarek emphasize when expressing why they have chosen to settle in Ringkøbing-Skjern Municipality in Denmark. In the past two years Iwona and Jarek have been living in the village of Finderup together with their joint child Diego and Jarek’s son Manuel and his daughter Karolina.

”The child-care facilities here are simply so good. They do so much for the development of children. For instance, they are allowed to cook and do woodwork when they can handle a knife– even though it may be a little dangerous. Besides, they also spend a lot of time in nature. In all sorts of weather. It is so healthy for them”, says Iwona who is also really happy with the schools.

”However, the best thing is that you exist to live here – which means that you don’t just constantly work, but you work in order to also live in your spare time”, says Iwona, and Jarek agrees. That was the very reason why he came to Denmark to work, since - as a self-employed motor mechanic with his own construction firm - he just worked and worked without earning sufficient to live on. On top of that he did not have any spare time whatsoever.

 

Iwona og Jarek - Read the full story here

 

Johanna and Malte

 
German family:

Good working conditions leaving room for a family life close to the North Sea

The North Sea. Proper wages – on time – and working conditions leaving room for a good family life with children. Those are the really big advantages pointed out by the German couple Malte and Johanna Mayrberger when moving from the city of Berlin to the seaport of Hvide Sande. Well yes – into the bargain is also the possibility of buying your own house and the fact that people are friendly and polite.

”We would never have been able to buy a house in Germany. You need to provide a down payment of half the price to obtain a loan for the remaining, and yet it is very difficult and sometimes impossible to qualify for a mortgage,” Malte explains, and Johanna adds:

”At any rate we would not have been able to afford having a child, a car, going on holidays, which we do every year, and have time for leisure activities.”

Malte and Johanna moved to Hvide Sande on the 1st November nine years ago and have settled in fine. 

Johanne and Malte - Read the full story here